WoodCo Financial Rates

* All rates are subject to change at any time.  These rates are not guaranteed.  For exact current rates please contact our office.

Share Dividend Rates:
  APR APY Last Updated
Regular Shares 0.155% 0.155% 06/30/2008
Christmas Club 0.155% 0.155% 06/30/2008
Share Draft
($200.00 average daily balance)		 0.05% 0.05% 06/30/2008

Share Certificate Rates:
  APR APY Last Updated
8 Month (New money only) 2.97% 3.00% 10/30/2008
26 Month (New money only) 4.18% 4.25% 10/30/2008
3 Month Share Certificate ($500-$4,999.99) 2.23% 2.25% 10/17/2008
3 Month Share Certificate (>$5,000) 2.23% 2.25% 10/17/2008
6 Month Share Certificate ($500-$4,999.99) 2.53% 2.55% 10/17/2008
6 Month Share Certificate (>$5,000) 2.53% 2.55% 10/17/2008
9 Month Share Certificate ($500-$4,999.99) 2.53% 2.55% 10/17/2008
9 Month Share Certificate (>$5,000) 2.53% 2.55% 10/17/2008
12Month Share Certificate ($500-$4,999.99) 3.45% 3.50% 10/17/2008
12 Month Share Certificate (>$5,000) 3.45% 3.50% 10/17/2008
18 Month Share Certificate ($500-$4,999.99) 3.94% 4.00% 11/19/2008
18 Month Share Certificate (>$5,000) 3.94% 4.00% 11/19/2008
24 Month Share Certificate ($500-$4,999.99) 3.89% 3.95% 11/19/2008
24 Month Share Certificate (>$5000) 3.89% 3.95% 11/19/2008
36 Month Share Certificate ($500->$5000) 4.09% 4.15% 11/19/2008
48 Month Share Certificate ($500->$5000) 4.34% 4.40% 11/19/2008

Current Loan Rates: * Rates based on credit history
New or 0-5 Year Old Auto
Auto, Truck, Motorcycle		 Terms up to 48 mo.
As Low As 5.25%		 10/02/2008
Terms up to 60 mo.
As low as 5.50%		 10/02/2008
Terms up to 72 mo.
As low as 5.50%		 10/02/2008
Terms up to 84 mo.
As low as 6.00%		 09/05/2008
Terms up to 96 mo.
As low as 6.25%		 09/05/2008
6 Year Old Auto
Auto, Truck, Motorcycle		 $40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.
As low as 5.75%		 10/02/2008
7 Year Old Auto
Auto, Truck, Motorcycle		 $40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.
As low as 5.75%		 10/02/2008
8 Year Old Auto
Auto, Truck, Motorcycle		 $40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.
As low as 8.00%		 09/05/2008
9 Year Old Auto
Auto, Truck, Motorcycle		 $40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.
As low as 8.00%		 09/05/2008
10 Year Old Auto
Auto, Truck, Motorcycle		 $40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.
As low as 8.25%		 09/05/2008
11 Years and Older Auto
Auto, Truck, Motorcycle		 $40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.
As low as 8.50%		 09/05/2008
Boat & RV Vehicles Terms 48 mo. up to 120 mo.
As low as 5.25%		 10/02/2008
Signature-Unsecured Loans Terms up to 60 mo.
As low as 6.65%		 09/05/2008
Share Secured Loans Terms up to 60 mo.
As low as 4.00%		 10/30/2008
Certificate Secured Loans Terms up to 60 mo.
As low as 5.75%		 10/30/2008
Secured By Other Loans Terms up to 60 mo.
As low as 9.00%		 10/30/2008
Home Equity (Fixed Rate) As low as 5.50% 10/30/2008
Home Equity (Variable Rate) As low as 4.75% 10/02/2008
VISA Classic Maximum limit of $10,000
As low as 8.90%		 10/01/2006
APR = Annual percentage rate.
APY = Annual Percentage Yield


NCUA