* All rates are subject to change at any time. These rates are not guaranteed. For exact current rates please contact our office. Please call the Woodco office for rates for investments over $100,000.00.
Share Dividend Rates:
| APR | APY | Last Updated | |
| Regular Shares | 0.10% | 0.10% | 09/30/2011 |
| Christmas Club | 0.10% | 0.10% | 09/30/2011 |
| Share Draft ($200.00 average daily balance) |
0.05% | 0.05% | 06/30/2008 |
Share Certificate Rates:
| APR | APY | Last Updated | |
| 3 Month Share Certificate ($500-$4,999.99) |
0.12%
|
0.12%
|
11/01/2011
|
| 3 Month Share Certificate (>$5,000) |
0.12%
|
0.12%
|
11/01/2011
|
| 6 Month Share Certificate ($500-$4,999.99) | 0.15% | 0.15% | 11/17/2011 |
| 6 Month Share Certificate (>$5,000) | 0.15% | 0.15% | 11/17/2011 |
| 9 Month Share Certificate ($500-$4,999.99) | 0.15% | 0.15% | 11/17/2011 |
| 9 Month Share Certificate (>$5,000) | 0.15% | 0.15% | 11/17/2011 |
| 12Month Share Certificate ($500-$4,999.99) | 0.30% | 0.30% | 11/11/2011 |
| 12 Month Share Certificate (>$5,000) | 0.30% | 0.30% | 11/11/2011 |
| 18 Month Share Certificate ($500-$4,999.99) | 0.35% | 0.35% | 11/17/2011 |
| 18 Month Share Certificate (>$5,000) | 0.35% | 0.35% | 11/17/2011 |
| 24 Month Share Certificate ($500-$4,999.99) | 0.55% | 0.55% | 11/17/2011 |
| 24 Month Share Certificate (>$5000) | 0.55% | 0.55% | 11/17/2011 |
| 36 Month Share Certificate ($500->$5000) | 1.00% | 1.00% | 11/17/2011 |
| 36 Month Share Certificate (>$5000) | 1.00% | 1.00% | 11/17/2011 |
| 48 Month Share Certificate ($500->$5000) | 1.49% | 1.50% | 11/17/2011 |
| 48 Month Share Certificate (>$5000) | 1.49% | 1.50% | 11/17/2011 |
Current Loan Rates: * Rates based on credit history
| New or 0-5 Year Old Auto Auto, Truck, Motorcycle |
Terms up to 48 mo. As Low As 2.99% |
10/04/2011 |
| Terms up to 60 mo. As low as 2.99% |
10/04/2011 | |
| Terms up to 72 mo. As low as 2.99% |
10/04/2011 | |
| Terms up to 84 mo. As low as 3.49% |
10/19/2011 | |
| Terms up to 96 mo. As low as 3.99% |
10/19/2011 | |
| 6 Year Old Auto Auto, Truck, Motorcycle |
$40,000 Loan Limit Over $10, 000 - 5 yrs. Over $5,000 - 4 yrs. Under $5,000 - 3 yrs. As low as 2.99% |
10/04/2011 |
| 7 Year Old Auto Auto, Truck, Motorcycle |
$40,000 Loan Limit Over $10, 000 - 5 yrs. Over $5,000 - 4 yrs. Under $5,000 - 3 yrs. As low as 2.99% |
10/04/2011 |
| 8 Year Old Auto Auto, Truck, Motorcycle |
$40,000 Loan Limit Over $10, 000 - 5 yrs. Over $5,000 - 4 yrs. Under $5,000 - 3 yrs. As low as 5.99% |
10/04/2011 |
| 9 Year Old Auto Auto, Truck, Motorcycle |
$40,000 Loan Limit Over $10, 000 - 5 yrs. Over $5,000 - 4 yrs. Under $5,000 - 3 yrs. As low as 6.25% |
04/04/2011 |
| 10 Year Old Auto Auto, Truck, Motorcycle |
$40,000 Loan Limit Over $10, 000 - 5 yrs. Over $5,000 - 4 yrs. Under $5,000 - 3 yrs. As low as 6.50% |
04/04/2011 |
| 11 Years and Older Auto Auto, Truck, Motorcycle |
$40,000 Loan Limit Over $10, 000 - 5 yrs. Over $5,000 - 4 yrs. Under $5,000 - 3 yrs. As low as 6.75% |
04/04/2011 |
| Boat & RV Vehicles |
Terms 48 mo. up to 120 mo.
As low as 3.00% |
04/04/2011 |
| Signature-Unsecured Loans | Terms up to 60 mo. As low as 3.65% |
05/13/2009 |
| Share Secured Loans | Terms up to 60 mo. As low as 3.00% |
05/13/2009 |
| Certificate Secured Loans | Terms up to 60 mo. As low as 4.75% |
05/13/2009 |
| Secured By Other Loans | Terms up to 60 mo. As low as 8.00% |
10/30/2008 |
| Home Equity (Fixed Rate) | As low as 4.75% | 01/27/2012 |
| Home Equity (Variable Rate) | As low as 3.00% | 01/27/2012 |
| VISA Classic |
Maximum limit of $10,000
As low as 8.90% |
10/01/2006 |