WoodCo Financial Rates

* All rates are subject to change at any time.  These rates are not guaranteed.  For exact current rates please contact our office. Please call the Woodco office for rates for investments over $100,000.00.

Share Dividend Rates:
  APR APY Last Updated
Regular Shares 0.03% 0.03% 06/30/2013
Christmas Club 0.03% 0.03% 06/30/2013
Share Draft
($200.00 average daily balance)
0.01% 0.01% 06/30/2013

Share Certificate Rates:
  APR APY Last Updated
3 Month Share Certificate ($500-$4,999.99)
0.03%
0.03%
06/17/2013
3 Month Share Certificate (>$5,000)
0.03%
0.03%
06/17/2013
6 Month Share Certificate ($500-$4,999.99) 0.03% 0.03% 06/17/2013
6 Month Share Certificate (>$5,000) 0.03% 0.03% 06/17/2013
9 Month Share Certificate ($500-$4,999.99) 0.03% 0.03% 06/17/2013
9 Month Share Certificate (>$5,000) 0.03% 0.03% 06/17/2013
12Month Share Certificate ($500-$4,999.99) 0.07% 0.07% 06/17/2013
12 Month Share Certificate (>$5,000) 0.07% 0.07% 06/17/2013
18 Month Share Certificate ($500-$4,999.99) 0.10% 0.10% 06/17/2013
18 Month Share Certificate (>$5,000) 0.10% 0.10% 06/17/2013
24 Month Share Certificate ($500-$4,999.99) 0.15% 0.15% 06/17/2013
24 Month Share Certificate (>$5000) 0.15% 0.15% 06/17/2013
36 Month Share Certificate ($500->$5000) 0.25% 0.25% 06/17/2013
36 Month Share Certificate (>$5000) 0.25% 0.25% 06/17/2013
48 Month Share Certificate ($500->$5000) 0.30% 0.30% 11/04/2014
48 Month Share Certificate (>$5000) 0.30% 0.30% 11/04/2014

Current Loan Rates: * Rates based on credit history
New or 0-5 Year Old Auto
Auto, Truck, Motorcycle
Terms up to 48 mo.
As Low As 2.74%
11/04/2014
Terms up to 60 mo.
As low as 2.74%
05/07/2012
Terms up to 72 mo.
As low as 2.74%
05/07/2012
Terms up to 84 mo.
As low as 3.74%
11/04/2014
Terms up to 96 mo.
As low as 3.74%
05/07/2012
6 Year Old Auto
Auto, Truck, Motorcycle
$40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.

As low as 2.74%
05/07/2012
7 Year Old Auto
Auto, Truck, Motorcycle
$40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.

As low as 5.24%
05/07/2012
8 Year Old Auto
Auto, Truck, Motorcycle
$40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.

As low as 5.24%
11/04/2014
9 Year Old Auto
Auto, Truck, Motorcycle
$40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.

As low as 5.24%
11/04/2014
10 Year Old Auto
Auto, Truck, Motorcycle
$40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.

As low as 5.24%
11/04/2014
11 Years and Older Auto
Auto, Truck, Motorcycle
$40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.

As low as 4.50%
11/04/2014
Boat & RV Vehicles Terms 48 mo. up to 120 mo.
As low as 2.74%
05/07/2012
Signature-Unsecured Loans Terms up to 60 mo.
As low as 5.65%
11/04/2014
Share Secured Loans Terms up to 60 mo.
As low as 3.00%
05/13/2009
Certificate Secured Loans Terms up to 60 mo.
As low as 4.75%
05/13/2009
Secured By Other Loans Terms up to 60 mo.
As low as 4.00%
11/25/2013
Home Equity (Fixed Rate) Please call the office. 06/17/2013
Home Equity (Variable Rate) Please call the office 06/17/2013
VISA Classic NMLS# 491928 Gretchen Fisher NMLS #1212759
As low as 8.90%
APR = Annual percentage rate.
APY = Annual Percentage Yield


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